Disclosures & Dislaimers

Affiliate & Marketing Disclosure

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. Participation in the Amazon Associates program means that whenever you purchase something from Amazon via a link on this website, a small percentage of the purchase is paid back to the website (though the book or other product does not cost you any extra!). 

We do not participate in any affilate programs with financial companies – which means you don’t have to wonder if what we write is because we are getting paid for it by a bank, brokerage firm, robo-advisor, crowdfunding site, investment company or service, or credit card company. We don’t have an issue with the personal finance sites that do this (a lot of them have fantastic content!) – after all, we’re all trying to make a living. But it’s just not our style and we prefer to be as free as possible from any potential bias. 

There is no paid advertising other than perhaps a Google Adsense (or similar ad service) box here and there that we may include from time to time.


Privacy Policy

unFinancedLife.com does not collect any personal information about you as a visitor except:

  • Standard traffic logs generated by our web server and traffic analytics platforms such as Google Analytics. These may capture things like your IP address, website you came from, web broswer, language settings, record of activity on the site.
  • We may use “cookies” of different types to recognize your computer. A cookie is a small text file that a website, online application, or e-mail may save to your internet browser and/or your computer’s hard drive for use in subsequent visits to the Sites or other sites
  • Anything you leave as part of a comment
  • Name and email address if you sign up for our newsletter or other email service offerings
  • We may use web beacons, match scripts, pixel tags or similar technologies that allow us to know if a particular web page was visited, an e-mail opened, links in the email utilized or if the advertisements on the site or emails were effective. In some instances, these technologies may allow us to match activities with particular users

Protecting the privacy of children is important to us. For that reason, we do not collect or maintain information at our site from those we actually know are under 13, and no part of our site is structured to attract anyone under 13.

We will not sell or voluntarily disclose your personal information or email address, unless as part of a merger or sale of the website (or as it relates to 3rd party services used to operate the site).


Disclaimer

All written content on this site is for information and entertainment purposes only. Nothing on this site can or should be considered advice or guidance for investment or any other decisions. unFinancedLife.com makes no representations as to the accuracy, suitability, completeness, currentess, or validity of any information on this site. Although material presented is believed to be from reliable sources, no representations are made as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. The materials appearing on this web site could include technical, typographical, or photographic errors. Again, we do not warrant that any of the materials on its web site are accurate, complete, or current. We may make changes to the materials contained on its web site at any time without notice. We do not, however, make any commitment to update the materials.

This website may provide links to other sites for the convenience of our users. We have no control over the accuracy or content of these other websites.

The content on this website is not intended to provide tax, legal, accounting, financial, or professional advice, and readers are advised to seek out qualified professionals that provide advice on these issues for their specific circumstances. In addition, we cannot guarantee that the information on this website has not been outdated or otherwise rendered incorrect by subsequent new research, legislation, or other changes in law or binding guidance or technology updates. We shall not have any liability or responsibility to any individual or entity with respect to losses or damages caused or alleged to be caused, directly or indirectly, by the information contained on this website. In addition, any advice, articles, or commentary included do not constitute a tax opinion and are not intended or written to be used, nor can they be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer.

The short version – you alone are responsible for your actions. Think carefully and consult with a professional before making any financial transactions. 

This website is intended for use only by those in the United States. 


Comments Policy / Disclaimer

We have opted to turn off comments on the website at this time. While we value community participation, we have concerns over privacy related compliance issues – we may revisit this in the future. However, our Facebook page remains open to comments and we’d love to engage with you there. 


Updates

We may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these terms.


Copyright Policy

Unless otherwise noted, all content on this website, including, but not limited to, text, graphics, logos, buttons, images, spreadsheet downloads, or shares, etc. is the property of unFinancedLife.com. All content is protected by U.S. and international copyright laws. If you quote or repost content from unFinancedLife.com, please give credit to the source. For permission to use any of our charts, spreadsheets, to cite extensive article sections, etc – please submit a request through the Contact page. 


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